Fee Schedule

Effective November 1, 2014

Membership Fee
New Account
Share Withdrawals
(3 free per quarter)
$1.00 after 3rd
Free Checking Account
no fee

Excessive Reopening of Account
(if reopened within 90 days of closing)


Account Closure Fee
(if closed within 90 days of opening)

Interest-Bearing Checking Service Charge
(balance under $500)
$5.00 per month
Overdraft Protection
(automatic transfer)
$1.00 per transfer
Courtesy Pay Protection
$25.00 per item
Non-Sufficient Funds
$25.00 per item
Deposit Item Return
$15.00 per item
Return Mail/Bad Address Fee
$5.00 per quarter
Stop Payment Set-Up Fee
(signature required)
$5.00 per item
Stop Payment Fee
$15.00 per item
Money Market
(3 free withdrawals per month)
$2.50 after 3rd
Christmas Club
(withdrawals free Oct.1 – Jan.1)
IRA Early Withdrawals
(before age 70 1/2)
Money Orders
Cashier Checks
ATM/Debit Replacement Card
$3.00 per card
ATM Withdrawals
(Out of Network)
ATM Balance Inquiry
(Out of Network)
ATM Non-Sufficient Funds
Account Print-Out
$2.00 per month printed
Check Copies
(3 free per month)
$2.00 per item
$1.00 per page
Wire Transfers Out-going
$15.00 domestic
Account Research
$20.00 per hour
Account Balancing Assistance
$20.00 per hour
Temporary Checks
(first 12 free)
$2.00 per sheet
MasterCard Gift Card
Check Cashing Fee
(if member does not have a share draft account and the balance in shares is below $100.00; also when cashing a third party check for a non-member on a member’s account)